Guarantee Trust Mortgage knows you need answers to your mortgage questions. Our company philosophy provides you with personal guidance through the mortgage process at an executive level of service.

Over the years, we have built our customer relationships on trust. We know that when we treat you with respect and provide you a wide choice of low interest rate loans ... we can trust you to call us again when you need a mortgage.

Many of our customers have purchased or refinanced multiple times with us over the last 20 years and they also send their friends and relatives to us. We hope you will find the same benefits and become part of our Guarantee Trust Mortgage family.

My Commitment To You

Accessible. Whenever you call me, my voicemail will automatically page me if I am not in the office. In addition, you can always call me direct on my cell phone. I am always available to speak with you on weekends, too. The only time that your call would not be returned immediately is if I am with a client -- then it would be returned as soon as I am free.

Dependability. My integrity is of utmost importance to me. You will find that when I say I am going to do something, I do it. You can always depend on me to get the job done, no matter how difficult or challenging it may be.

Attitude. A bad attitude can be the kiss of death when dealing with the public. A positive attitude is crucial to getting the job done. I will always address you with the highest degree of professionalism and courtesy. When confronted with difficult situations, I do not get discouraged -- I seek out "how to."

Knowledge/Experience. As a seasoned loan officer with years of experience in the mortgage banking industry, I can understand and analyze the needs of my clients. I am adept at problem-solving and at creating financial solutions. In addition, Guarantee Trust Mortgage Company, Inc. requires its loan officers to undergo continuous company training, keeping me up-to-date and cognizant of the latest programs and procedures available.

Rate. With rates changing on a daily basis, I am aware of and knowledgeable of market conditions at all times. You will find that Guarantee Trust Mortgage Company, Inc. offers the best rates compared to our competitors. In addition, we offer a wide selection of rate sensitive programs to fit your needs.

Technology. Guarantee Trust Mortgage Company, Inc. is constantly updating our software for higher levels of efficiency. The latest laptop technology allows me to use desktop underwriting for quick one-hour approvals with minimal documentation. What does this mean to you? A fast mortgage approval means you will be ready to commit to the purchase faster! Additionally, the portability of my laptop allows me to take the application anytime, anywhere!

The Process. Applying for a mortgage can be intimidating no matter how many times you’ve done it. The main reason most borrowers are uncomfortable with the mortgage process is lack of communication and not understanding the procedure. I will be there for you from the day of application through the day of closing. No question is too small or irrelevant – the lines of communication are always open.

The above items are all essential components critical to a smooth homebuying process. I will stand by this commitment to fulfill your financing needs. Please feel free to contact me anytime at my office (941) 330-9444. I am always happy to answer any questions or address any concerns you may have.

Fredric J. Dworsky, President
Guarantee Trust Mortgage Company, Inc.